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Our fee is a small percentage of the amount we save you. We guarantee results or you pay us nothing. Our proven track record in the past eight years has been 50% to 90% reductions. Don't consolidate your debt, negotiate your debt. Settle debts for pennies on the dollar. We offer you a viable alternative to bankruptcy and expensive consolidation loans. let us intervene and negotiate reduction of your business debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. We guarantee results or you pay us nothing. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. If creditors have your number, you should have ours. 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